Just because someone gets into a minor fender bender, and their car has little to no damage, doesn’t mean that they did not suffer an injury.
The reality is that all accidents have the potential to cause serious, even life-threatening or altering, injuries. It always depends on the circumstances, such as how the force of impact affected the driver or passengers. A good example of this is if a person is in a fender bender, but the force of the impact was so strong that it caused a concussion (which is considered a traumatic brain injury), a broken bone, or whiplash. In those types of situations, even though the vehicle may not have been damaged beyond repair, the person still suffered a serious injury.
Whether a person can receive compensation after a collision is going to depend on a few things. In addition to the severity of the injury, it is going to depend on who was considered at fault, as well as whether the other party has insurance. If the other party is at fault and doesn’t have any insurance, then that could mean that you have a claim against your own insurance company. In addition to getting reimbursement for your medical bills, you may be entitled to lost wages, pain and suffering, and other types of damages that resulted from the collision.
Whether a minor or catastrophic crash, it is always a good idea to seek legal representation as soon as possible. An attorney can make the assessments necessary to determine whether you will be able to recover any compensation to help with property damage and medical bills, as well as develop a strategy for handling your claim with an insurance company.